What are the charges on adding funds to a Punch account?

UPI and Google Pay deposits are free. Net banking costs ₹9 + GST per transaction.

Written By Archit Sunat

Last updated 27 days ago

Here is a quick breakdown of what each payment method costs when you add funds:

Fee summary

UPI — Free. No charges from Punch or the payment gateway.
Google Pay (GPay) — Free. Works exactly like a regular UPI payment.
Net banking — ₹9 + GST per transaction. This is a payment gateway fee, not a Punch fee.

If you are adding funds frequently or in smaller amounts, UPI or Google Pay is the most cost-effective choice. Net banking is better suited for larger, less frequent deposits where the flat ₹9 + GST charge is negligible.