Funds & Withdrawal
Add funds, withdraw money, and track your balance.
- Can we add funds on Punch directly using UPI?Yes, Punch supports direct UPI payments along with Google Pay and net banking.
- How much time does it take for the added money to be available for trading?Deposited funds are available for trading instantly after a successful transaction.
- How can I check my fund balance on Punch?View your available balance, used margin, and other fund details on the Punch funds page.
- Can I add funds via primary or secondary bank account?Yes, you can deposit money from any bank account linked to your Punch profile.
- What are the charges on adding funds to a Punch account?UPI and Google Pay deposits are free. Net banking costs ₹9 + GST per transaction.
- What are the different payment methods to add funds on Punch?Punch supports three ways to deposit money: Google Pay, UPI, and net banking.
- Is there a limit to the amount of funds I can add on Punch?Punch does not cap how much you can deposit, but UPI has a daily limit of 2 lakhs.
- How can I add funds on Punch?Step-by-step guide to depositing money into your Punch trading account via UPI, GPay, or net banking.
- Why is withdrawal on Punch not instant?Withdrawals involve moving funds from stock exchanges back to your bank, which takes time due to settlement cycles.
- Why is the payout amount less than what was requested?End-of-day deductions for charges, losses, or obligations can reduce your final payout amount.
- Why did my withdrawal request get rejected?Withdrawal rejections usually happen when your available balance is lower than the requested amount.
- How do I check the status of my withdrawal request?Track your pending and completed withdrawals directly from the Punch funds page.
- Can the withdrawn money be transferred to my secondary bank account?No. Withdrawals from Punch are always sent to your primary bank account only.
- How much time does it take for the withdrawn money to reflect in my bank account?Withdrawals requested before 6:30 PM are processed the same day; later requests go out the next working day.
- How can I withdraw money from my Punch account?Request a withdrawal in a few taps from the Punch funds page. Funds are sent to your primary bank account.
- My bank account verification has failed, what should I do?Bank verification failures are usually temporary. Retry after a few minutes or check that the account belongs to you.
- My bank account statement fetching process failed, what should I do?Statement fetching can fail due to bank server issues. Punch retries automatically, or you can submit alternative income proof.
- Understanding Your Fund Balance on PunchUnderstand the different fund balances on Punch — available margin, used margin, and how margin blocking works for open orders.
- Is the brokerage charged per executed order or per lot?Brokerage on Punch is always per executed order — not per lot — no matter how many lots you trade.