Understanding Your Fund Balance on Punch

Understand the different fund balances on Punch — available margin, used margin, and how margin blocking works for open orders.

Written By Archit Sunat

Last updated 27 days ago

Where can I see my fund balance?

Your fund balance is displayed in the Funds section of the Punch app. This shows you how much money you have available for trading and how much is currently in use.

What are the different balance types?

Punch shows three key fund metrics:

  • Available margin/balance: Funds you can use to place new orders right now

  • Used margin: Funds currently blocked for open positions and pending orders

  • Total balance: Sum of available margin and used margin — the complete funds in your account

When does margin get blocked?

Margin gets blocked immediately when you place an order. The blocked amount depends on the order type:

  • Market orders: Full order value is blocked until execution

  • Limit orders: Full order value remains blocked until the order executes or you cancel it

  • F&O orders: SPAN margin + exposure margin (set by the exchange) is blocked

When does margin get released?

Your margin is released back to available balance in these situations:

  • When you cancel a pending order

  • When you close an open position

  • At the end of the trading day for intraday positions that are squared off

  • After settlement for delivery trades (T+1 for equity)

How do I add funds?

You can add funds to your Punch account instantly via UPI or net banking. The funds are credited immediately and reflect in your available margin. For detailed steps, refer to the articles in the Funds & Withdrawal section.

How do I withdraw funds?

You can withdraw your available balance to your linked bank account. Withdrawals are processed within 1 working day. For complete withdrawal instructions, refer to the withdrawal articles in the Funds & Withdrawal section.

What determines margin requirements for F&O?

Margin requirements for futures and options are set by the exchange (NSE/BSE), not by Punch. The exchange calculates two components:

  • SPAN margin: Based on market volatility and risk assessment

  • Exposure margin: Additional buffer to cover extreme price movements

These margins change daily based on market conditions and the exchange's risk models.